Quill / Moments / Quotes about money and debt, for slow months
Quotes about money and debt, for slow months
You make the payment and the total barely moves. A month of being careful, and the number looks exactly as rude as it did before. Then the car needs something, and the small pot you'd saved is gone by Friday.
Meanwhile a friend is on a beach in your feed. Feeds show the holiday and leave out how it was paid for, which is easy to forget at 11pm. People paying down debt talk about direction more than speed, and about keeping score differently: accounts closed, the total paid so far. Plenty of them make themselves wait a day before buying the thing.
Investing tips and promises stay out of this one. The lines are patient and a little wry, and they sit on the Lock Screen you check before you tap the card.
The moments
- Checking the balance before you buy anything
- At the checkout holding something you came in without needing
- A debt payment that looks tiny next to the total
- A bill that wipes out two months of saving
- Saying no to the group dinner because of the cost
- Not wanting to open the banking app at all
What people say helps
- Remembering that a small payment still moves the total the right way
- Tracking accounts closed and total paid as well as the balance
- A rule about waiting a day or two before buying
- Remembering that a feed shows the spend and hides the debt
“Stop buying coffee” and “it's only money” come from people who have rarely stood at a cash machine doing sums, and they make a hard month feel like a personal failing.
Quill Originals are written by Quill. Popular sayings are widely repeated lines with no name attached. Lines with a name are checked word for word against public-domain books.
Quill Originals
Nobody claps for a minimum payment. Clap quietly.
Your balance has no opinion of you.
Their beach. Your bank app. Bad match-up.
Card declined. The person behind you has had that too.
One less login. Lovely.
The last week of the month takes real creativity.
Boiler ate your savings. You still did the saving.
Opened the letter. Count that.
Tired of being careful? Of course you are.
Someone is paid to make you feel this rushed.
You've been a good friend on a tight budget.
Asking for help with this is a grown-up move.
Behind whom, exactly?
Borrowed from family, and you can still look them in the eye.
A spreadsheet has never hugged anyone. Close it and go see someone.
The park is still free. Go and sit in it.
Plain weeks like this one belong to the person you're turning into.
Saying no to the trip says nothing about how much you love them.
Feeds show the purchase and leave out the payments.
Having less this year doesn't mean being less.
You've wanted things before and lived.
Money stress sits in the shoulders. Drop them.
Popular sayings
Comparison is the thief of joy.
Every little bit counts.
Live simply.
Time is the only thing you can't buy back.
Money can't buy happiness.
The best things in life aren't things.
From the books
What a man really has is what is in him.
Read the passage around this line
Nothing should be able to harm a man except himself. Nothing should be able to rob a man at all. What a man really has is what is in him. What is outside of him should be a matter of no importance.
What matters it how far Alexander extended his conquests, if he was not yet satisfied with what he had?
Read the passage around this line
… are achieved with labor, and the very guard of them is painful. Ambition puffs us up with vanity and wind: and we are equally troubled either to see any body before us, or nobody behind us; so that we lie under a double envy; for whosoever envies another is also envied himself. What matters it how far Alexander extended his conquests, if he was not yet satisfied with what he had? Every man wants as much as he covets; and it is lost labor to pour into a vessel that will never be full. He that had subdued so many princes and nations, upon the killing of Clytus (one friend) and the loss of Hyphestion (another) delivered himself up to anger and sadness; …
Set bird's wings with gold and it will never again soar in the sky.
Read the passage around this line
The movement of life has its rest in its own music. 228 Kicks only raise dust and not crops from the earth. 229 Our names are the light that glows on the sea waves at night and then dies without leaving its signature. 230 Let him only see the thorns who has eyes to see the rose. 231 Set bird's wings with gold and it will never again soar in the sky. 232 The same lotus of our clime blooms here in the alien water with the same sweetness, under another name. 233 In heart's perspective the distance looms large. 234 The moon has her light all over the sky, her dark spots to herself. 235 Do not say, "It is morning," and dismiss it with a name of
To be truly happy is a question of how we begin and not of how we end, of what we want and not of what we have.
Let us live happily then, though we call nothing our own!
Of great riches there is no real use, except it be in the distribution; the rest is but conceit.
The man who has no money is poor, but one who has nothing but money is poorer than he.
Thrift does not require superior courage, nor superior intellect, nor any superhuman virtue.
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